12 INSANE Ways to Save Money on a Tight Budget (TODAY)

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Last Updated on June 17, 2020 by NandiNN

Clever Ways to Save Money On A Budget

The internet is full of ideas on ways to save money on a tight budget. And if you are one of those looking for ways to save money each month, then we are so glad you are here with us today.

We want to share money saving ideas to help you. These are really clever ways to save money without stressing or panicking because you have not set income. 

We love the fact that you could be making lots of money each month, but saving money is just as crucial.

At the end of the day, you want to be debt free, have a healthy savings account and avoid leaving paycheck to paycheck.

If you need to increase your monthly income be sure to check out this article of 9 clever ways to make more money or even this post where we specifically talk about 5 ways to increase your income without working more hours.

That aside, today we want to share with you some insane ways to save money on a tight budget and still make over $3000 each month.

By following the best money saving tips, you can get there. 

Before we get started on a list of ways to save money on a tight budget, we did want you to follow us on Facebook for more awesome ideas on saving or making more money. 

We also wanted to take the opportunity to let you know that we use Affiliate links on some of our blog posts. This means that we could make a commission if you click on an affiliate link and purchase something.

How to Save Money On A Low Income

We want to focus on creative ways you can save money each month. If you are stressing about how to save money on a low income, we are here to tell you it is possible.

It’s much easier to find ideas to save money if the goals set are realistic which will make it more achievable. You may want to get started by creating a budget (download this budget template) and then we will try to eliminate money blocking items from your list.

In order to find ways to save money on a tight budget you first need to understand exactly where your money is going each month.

Once that is established, then you can now use these clever ways to save money on a tight budget each money. 

Great Tips for Saving Money

To be honest with, saving money always seems like a good idea, especially if you think about it. But actually putting your money-saving goals into action is another thing.

By properly organizing your finances and then knowing exactly how to save money will really help you put everything is perspective.

Are you a spender? Or are you just struggling to make ends meet?  Are you good with money, or can you benefit by passing your finances to someone that is good with money?

Now here are a few great tips for living on a tight budget and exactly how to save money on a low income: 

1//Lower your household expenses and save money in the long run

Do you own a home? A few creative ways to save money on a tight budget is by paying off your home faster. Or pay a little more on the taxes each month if possible.

This will save you so much more money in the long run especially on interest. Check with your bank to see what they can do.

You can also ask them for a few money saving ideas to help you out. 

2// Save money on a tight budget by managing your expenses

Know exactly where your hard earned cash is going. Spend smarter and earn cash back every day! This app will learn from you to help you organize your expenses and gives you cash back on your purchases!

It’s the best app for budgeting and it is FREE. Download the app here. It is one of the best ways to save money on a tight budget and still make money. 

3// Get cash back for online purchases – refer friends & earn $50

This is another amazing up. Do you shop on Amazon, eBay or the Bay? Why not get money back for shopping online. It’s inevitable, we all shop. And if you are on a tight budget, what better way to send your money and save at the same time?

I  use Ebates.  It’s a great website that actually pays you Cash Back every time you shop online and it’s free to join! Ebates.ca works with over 750 online stores. 

Excellent ways to save money on a tight budget is by using deals. You can earn money by referring friends and family to Ebates. If they already use Amazon and other online platforms they can use it through Ebates and save. 

To start earning, you will need to sign up for your own Ebates account first. It’s totally free to create an account. Go ahead and give the app a try.

Once you earn back, grab your referral link and start sharing it with friends and family.

It’s important to give feedback on how nice the app was before recommending so they trust and sign up. If you get two people to sign up, you can make up to $50.00.

As you can see, looking for creative ways to save money on a tight budget is as easy as using tools that are provided to you free of charge. 

4// Online deals are the best for saving money 

If you still need more ways to save money on a tight budget, then you should take advantage of online deals. Places like Groupon have amazing daily deals that you should definitely take advantage of to save money.

Sign up for a free account and stay up to date with specials. By using sites that offer discounts or coupons you will find better ways to save money on a tight budget easily. 

I was looking for a hotel and ended up saving 40%. It was a huge saving. You can quickly scan the deals here. Easy ways to save money using these sites is crucial to your overall budget! 

Want to earn money with Groupon? Sign up for an account, use it and refer a friend. Get $10 for referring. Awesome right??

We are giving you amazing ways to save money on a tight budget as well as some ways to make some quick cash. 

5// Cut back on monthly expenses

Review your monthly expenses and find ways to cut unnecessary expenditure.

For example, do you drive to and from work every day? How much is it costing you on gas, insurance, and monthly payment? Can take the bus instead during the week or ride a bike?

Do you have a spare room in your house? Why not get a roommate to save on cost? Better yet, rent your spare space on AirBnB and make money as well as save. 

These are all creative money saving tips you should be using. In other words, you need to find ways of saving money fast if you are really tight on cash!

Be sure to grab any of these free monthly budget templates to help you budget better. 

Rent your spare space on AirBnB and make money.

6// Declutter your space and Save money

They are plenty of ways to save money on a tight budget and I love the fact that you can declutter your home to save. Find things that you are no longer using and sell them online.

Not only will you be making extra money but you will be making less use of things you really do not need and save. 

If you have old electronics, DVDs, CD’s, you can make a buck or two by selling them on Decluttr, sign up for a free account. 

7// Get paid for your opinion

If you are trying to save money, then avoid going out and doing activities that could potentially lead you to spend more money. Why not get paid to watch cooking shows such as Gordon Ramsey?

Swagbucks will pay for this and a few other things. Sign up for your free account and earn your first $5.00. 

You might also like these other ways to save money on a tight budget article:

10 Ways to save money each month and cut off debt 

The best money saving blogs for frugal people

Tips the frugal don’t share about saving money

Embracing the beautiful chaos of life as a frugal blogger

8// Other ways to save money on a tight budget

Other ways to save money on a tight budget is by finding activities that will not cost you money. Skipping going out for expensive dinners on weekends, instead spend time at a park, read a book, have a movie night in.

This post is amazing: How to entertain friends on a budget and save money. 

They are so many things you can do around the city for free, you just need to find them. 

9// Budget tips to save money – Look for discounts and promo codes

Finding creative ways to save money on a tight budget shouldn’t be that hard.

You just need to put in the effort. For example, buying a few things from the dollar store instead of getting it full price.

Places like the Dollar store have amazing bargains, and  Bookings.com will give you 50% off hotel bookings if you sign up for a free account. 

Amazon has amazing deals and if you sign up for Amazon Prime, you can get unlimited FREE two-day shipping (no minimum order size).

Sign up for a complimentary trial and see how you like the free shipping. This is a saving on its own. Try Amazon Prime 30-Day Free Trial. Budget tips to save money requires a lot of creativity.

Related: 

11 Online Shopping Hacks Every Girl Must know to save money 

Smart Girl Guide to Living Paycheck to Paycheck

10// Want free amazon gift cards?

Gift cards are a great way to purchase items without spending money. Which makes it one of the best ways to save money on a tight budget. But what if I could tell you that you could earn yourself some free gift cards to use on Amazon.

This was helpful for me as I used them to purchase baby items before having the baby. 

Here are two sites I use frequently to get free Amazon Gift cards:

Earn Survey Rewardz for reading e-mails, shopping, taking surveys, printing coupons, watching videos and completing a variety of other activities. Then, cash in your points for Amazon gift cards. They currently offer $10, $25 and $50 cards.

Earn Swag Bucks for doing web searches, watching videos, shopping, finding Swag Codes, playing games and more. Then, cash in your Swag Bucks for Amazon gift cards.

They currently offer $5, $10, $25 and $50 denominations.

You might also like:

8 Ways to get Free Gift Cards Fast

11/ Stay on top of your bills

Did you know that paying late fees means that you are throwing away money? Make sure you pay all your bills on time to avoid let fees if you can especially if you are looking for ways to save money on a tight budget.

Either let your bank set up automatic debit payment for your credit cards, bills, and other items, that way you never forget or remember to pay on time. 

Interest is another thing that you are frequently wasting money on.

Avoid unnecessary expenses as much as possible which is a must if you are looking for ways to save money on a tight budget. 

12// Get a side job to pay for debt

If you are in debt or falling behind with bills, be sure to get a side job to cover expenses until you are up to date.

Some amazing side hustle jobs you can do from home includes online tutoring that pays $14-$22 per hour.

This Mom survey pays up to $75.00 per survey or you can check this post: 7 Quick Ways to Make Extra Income working full time fast.

This could be a temporary thing until you pay off debt or catch up with bills. 

Did you like our post on 12 insane ways to save money on a tight budget and still make over $3000? If you are looking for more money saving tips, be sure to sign up below.

We offer so many money saving ideas to share with you. If you have better ways on how to save money on a low income, please share them with us below.