We love the fact that you may be making lots of money each month, but saving money is just as crucial. At the end of the day, you want to be debt free, have a healthy savings account and avoid leaving paycheck to paycheck. If need to increase your income you can check out this article of 9 clever ways to make more money. But today we want to share with you some insane ways to save money on a tight budget and still make over $3000 each month.
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Here is a list of creative ways to save money on a tight budget
We want to focus on creative ways you can save money each month. It’s much easier to save money if the goals set are realistic which will make it more achievable. You may want to get started by creating a budget (download this budget template) and then we will try to eliminate from your list.
Lower your household expenses and save money in the long run
Do you own a home? A few creative ways to save money on a tight budget is by paying off your home faster. Or pay a little more on the taxes each month. This will save you so much more money in the long run especially on interest. Check with your bank to see what they can do.
Save money by managing your expenses
Know exactly where your hard earned cash is going. Spend smarter and earn cash back every day! This app will learn from you to help you organize your expenses and gives you cash back on your purchases! It’s the best app for budgeting and it is FREE. Download the app here. It is one of the ways to save money on a tight budget and still make money.
Get cash back for online purchases – refer friends & earn $50
This is another amazing up. Do you shop on Amazon, eBay or the Bay? Why not get money back for shopping online. It’s inevitable, we all shop. I use Ebates. It’s a great website that actually pays you Cash Back every time you shop online and it’s free to join! Ebates.ca works with over 750 online stores.
Excellent ways to save money on a tight budget is by using deals. You can earn money by referring friends and family to Ebates. If they already use Amazon and other online platforms they can use it through Ebates and save.
To start earning, you will need to sign up for your own Ebates account first. It’s totally free to create an account. Go ahead and give the app a try. Once you earn back, grab your referral link and start sharing it with friends and family.
It’s important to give feedback on how nice the app was before recommending so they trust and sign up. If you get two people to sign up, you can make up to $50.00.
Online deals are the best for saving money
If you still need more ways to save money on a tight budget, then you should take advantage of online deals. Places like Groupon have amazing daily deals that you should definitely take advantage of to save money. Sign up for a free account and stay up to date with specials.
I was looking for a hotel and ended up saving 40%. It was a huge saving. You can quickly scan the deals here.
Want to earn money with Groupon? Sign up for an account, use it and refer a friend. Get $10 for referring. Awesome right??
We are giving you amazing ways to save money on a tight budget as well as some ways to make some quick cash.
Cut back on monthly expenses
Review your monthly expenses and find ways to cut them out. For example, do you drive to and from work every day? How much is it costing you on gas, insurance, and monthly payment? Can take the bus instead during the week or ride a bike?
Do you have a spare room in your house? Why not get a roommate to save on cost? Better yet, rent your spare space on AirBnB and make money as well as save.
Rent your spare space on AirBnB and make money.
Declutter your space and Save money
They are plenty of ways to save money on a tight budget and I love the fact that you can declutter your home. Find things that you are no longer using and sell them online. Not only will you be making extra money but you will be making less use of things you really do not need and save.
If you have old electronics, DVDs, CDs, you can make a buck or two by selling them on Decluttr, sign up for a free account.
Get paid for your opinion
If you are trying to save money, then avoid going out and doing activities that could potentially lead you to spend more money. Why not get paid to watch cooking shows such as Gordon Ramsey? Swagbucks will pay for this and a few other things. Sign up for your free account and earn your first $5.00.
You might also like these other ways to save money on a tight budget article:
Other ways to save money on a tight budget
Other ways to save money on a tight budget is by finding activities that will not cost you money. Skipping going out for expensive dinners on weekends, instead spend time at a park, read a book, have a movie night in. This post is amazing: How to entertain friends on a budget and save money.
They are so many things you can do around the city for free, you just need to find them.
Look for discounts and promo codes
Finding creative ways to save money on a tight budget shouldn’t be hard. You just need to put in the effort. For example, buying a few things from the dollar store instead of getting it full price. Places like the Dollar store have amazing bargains, and Bookings.com will give you 50% off hotel bookings if you sign up for a free account.
Amazon has amazing deals and if you sign up for Amazon Prime, you can get unlimited FREE two-day shipping (no minimum order size). Sign up for a complimentary trial and see how you like the free shipping. This is a saving on its own. Try Amazon Prime 30-Day Free Trial.
Want free amazon gift cards?
Gift cards are a great way to purchase items without spending money. Which makes it one of the best ways to save money on a tight budget. But what if I could tell you that you could earn yourself some free gift cards to use on Amazon. This was helpful for me as I used them to purchase baby items before having the baby.
Here are two sites I use frequently to get free Amazon Gift cards:
Earn Survey Rewardz for reading e-mails, shopping, taking surveys, printing coupons, watching videos and completing a variety of other activities. Then, cash in your points for Amazon gift cards. They currently offer $10, $25 and $50 cards.
Earn Swag Bucks for doing web searches, watching videos, shopping, finding Swag Codes, playing games and more. Then, cash in your Swag Bucks for Amazon gift cards. They currently offer $5, $10, $25 and $50 denominations.
Stay on top of your bills
Did you know that paying late fees means that you are throwing away money? Make sure you pay all your bills on time to avoid let fees. Either have your bank set up to automatically debit payment for your credit cards, bills, and other items, that way you never forget or remember to pay on time.
Interest is another thing that you are frequently wasting money on. Avoid unnecessary expenses.
Get a side job to pay for debt
If you are in debt or falling behind with bills, be sure to get a side job to cover expenses until you are up to date. Amazing side hustle jobs you can do from home includes online tutoring that pays $14-$22 per hour. This Mom survey pays up to $75.00 per survey or you can check this post: 7 Quick Ways to Make Extra Income working full time fast.
This could be a temporary thing until you pay off debt or catch up with bills.
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