Saving Money as A Stay at Hom Mom
Money saving tips for stay at home moms. Is this even possible?
Being a mom is not easy work, and being a working mother takes double the effort.
As you have kids and they start to grow, you begin to have larger expenses, things you need to buy multiple, and on top of that, you have to think about saving up, be that for your kid’s college or something you want to buy.
You are here today because you really want to know how to afford to be a stay at home mom. Or maybe you are a frugal stay at home mom! Reading too many frugal living blogs?
Either way, you want some money saving tips for stay at home moms that are actually actionable!
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Saving up is all about planning and budgeting.
You will need all the budget planning tips if you are thinking of saving money as a stay at home mom.
If you make it a habit to write down the things you need and the things you buy, chances are that you’ll be able to control your money and where it goes better.
You will notice that people who are disciplined and have a passion for budgeting are always the ones that stand the best financially.
With these tips, you will learn how to afford to be a stay at home mom.
How to Afford to be a Stay at Home Mom
Making a Budget is the first step toward saving money.
A budget is something you must have to manage your finances and it doesn’t have to be fancy. You should just state your monthly income and your spending.
The spending can be divided into categories for it to be successful, your income must be larger than the money you spend.
In the end, just do the math and find ways to save a little more and where you can splurge.
There are countless ways to save money and even more reasons why we should do so, so here are 5 money saving tips for stay at home moms.
Buy in Bulk
Buying in bulk could save you so much money.
Yes, it is an initial expense, but it is one you won’t have to do for a long time. Do this with products that have a long lifespan.
From diapers, laundry detergents, toilet paper, to anything that doesn’t go bad, it is always a good thing to buy in bulk.
That way you save yourself some trips to the supermarket and a few bucks. If you can find more ways to save, use it at all cost!
It’s all about finding frugal living tips for stay at home parents that work!
Eat out for less
The second money saving tips for stay at home moms that should be a priority is food!
Eating out is probably one of the biggest expenses on someone’s budget. If you’re a working mother, you’ll notice that eating outside the house will cost you more than if you packed your lunch with you.
This, of course, can be avoided if you work remotely.
Packing your lunch is not only saving you money but also your time and health. Meal prepping is something many people practice.
Wash only full loads of laundry
This one is simple and clear. By only washing full loads of laundry, you save yourself the cost of using twice the electricity, the water, and detergent.
Just divide your dirty clothes into piles and when you see that one of them is big enough, then run your laundry.
Change light bulbs
A piece of good advice for not only mothers but everyone who is trying to cut back on their electricity bill is to change their light bulbs.
By changing to more eco-friendly light bulbs you automatically save us a few bucks that you could save.
Skip the bought coffee
The average person spends over $1000 on store-bought coffee. It is inconvenient and very expensive to buy your coffee. So a thing you can do is buy a coffee machine or a brew your coffee at home. It’s way cheaper and if you ask me tastier.
Guest Post Author:
Ujëbardha Bekolli, Mother Works
Ujëbardha Bekolli is a writer for mother-works.com. MotherWorks is a job portal designed to bring together stay at home moms and recruiters. The platform also brings helpful articles in the Blog section regarding mothers who want to return to the workforce.
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