Spending money every month is inevitable, but spending money YOU DO NOT have is really bad. I have been there!
Dipping into other funds, withdrawing from credit cards and playing around in my account just to balance things through.
This is not the way to live!
With The No Spend Challenge I was able to dig myself out of the big hole. I cancelled my cell phone, Netflix Subscription and found a job within 2 weeks and worked to build myself back up! I spent ZERO DOLLARS and focused on saving and paying debt!
If you are struggling, this easy no spend challenge can help you save even just the little bit of money you have!
Not properly budgeting to ensure that the money you have can last you for the month or even bi weekly until your next pay comes through!
Is thinking that you can afford something when in reality you can not. Extra expenses such as car payment, subscriptions & Gym can be cancelled!
Taking on more debt to cover your living situation is not a solution and it is a huge mistake! I have done this and it’s so bad in so many ways!
Not addressing your money situation right away is not ideal. It’s a huge mistake to ignore your money issues, leaving it until it gets worse!
With the no spend money challenge, you will be saving the extra money you already have by taking control of your finances. There’s nothing like having extra money left over each month. This planner will help you focus on the things that are truly important!
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If you are interested in learning more about Career tips, Financial tips, Travel and other lifestyle tips, then you want to stick around as we have so much to share!
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Save money, take control of your financials and become a better you! The workbook comes with plenty of worksheets to help you with the challenge!